Turn your dreams into reality,
we take care of your finances.
Life as an expat comes with its own set of challenges. At the same time you face the normal financial issues like locals, such as your cash savings currently losing around – 8% purchasing power p.a. and the pension gap is also continuing to increase [calculate now]. Building up wealth and arranging for private retirement remain essential challenges for locals and expats.
No matter if you are employed, retired, single parent, family manager, single or married or how long you lived or planing to live in Germany. You want to improve your financial situation, we support you in this matter.
Our offer for your financial freedom in Germany.
Your investment and protection against financial risks go hand in hand.
Investment and Wealth Management
Based on your individual life situation, plans and wishes, but also concerns, we create an individual investment strategy with specific recommendations for action. Our recommendation may include an investment in mutual funds & ETFs, tangible assets such as gold and real estate, or active wealth management portfolios.
Accumulate wealth with funds and ETFs
You receive a tailor-made investment strategy in mutual funds and ETFs. With over 20 years of professional experience, we have strategically chosen mutual funds and ETFs for our services, as they offer a high degree of flexibility and protection. From the initial investment concept, to the selection of individual funds and ETFs, to the opening of a portfolio and the final purchase, we are your one-stop shop for all your investment needs.
Active portfolio management
This is the all-inclusive solution for your wealth management. After we have determined your investment strategy at the beginning of our collaboration, active asset management may be an option for you. Accordingly, selected experts take over the management of your portfolio under strict regulatory guidelines, while you have more time to enjoy life.
We’ll assign you two permanent contact persons for your financial matters and we will actively look after them on a proactive basis. In other words, we keep an eye on your finances and should there be a need for action for whatever reason, we will contact you.
Personal Protection and Retirement Plan
Loss of employment, a damaging event or the loss of a loved one can threaten the existence of you or other relatives. We analyze your current situation and can provide tailored options to reduce financial risks.
Planning your private pension
There are numerous ways to successfully provide for your retirement. We analyze your future pension situation and create concepts how you will achieve your financial goals in old age by using private and company pension plans.
Protection against personal risks
From small material damage to the death of a family member, you or your loved ones may face not only grief, but also financial burdens. We provide recommendations on how your financial and pension planning can cope with private strokes of fate.
Advice on giving & inheritance
We support you in the orderly transfer of assets, which is just as important as the accumulation of assets itself. By making gifts during your lifetime, you can take advantage of tax allowances, because with good structuring, the volume of the inheritance and thus the amount of inheritance tax is reduced. In addition, gifts or a will can change the legal order of succession.
The normal customer journey
We take care of your financial goals,
because investment & provision are our passion.
We offer over 25 years of banking, trading and financial advisoryf experience to help you enjoy more financial freedom to shape and enjoy life.
René Louis Delrieux
Our payment is based on our success.
In our experience we’ve figured that if we do a good job and your wealth grows, our compensation will be in favor as well. The type and rate of payment can vary for each specific financial solution. We disclose this transparently before the realization. In the following table we give you a first orientation.
As an potential client you can get to know us without obligation. And if you like, you can ask us for a first financial check. If you then become a customer, the flat rate of 275 euros for the financial check is waived.
|Get to know us||for free||–|
|Finance check||250 €||for free|
|Implement the financial solution||–||0.00 to 3.00%|
|Monitor your financials||–||0.00 to 0.95% p.a.|
|Wealth Management||–||0.75 to 1.25% p.a.|
|Mortgage loan brokerage||–||for free|
The financial investment of a client of 20,000 euros is implemented in funds & ETFs. Our compensation for the financial concept, the one-time implementation and the ongoing support would be as listed below and will be debited to the investment:
|Implementation||1.50% on the investment amount of 20.000 €||300 €|
|Monitoring||0.95% p.a. on the average investment i.e. 20.000 €||190 €|
Result after 5 years
with an expected return of 6% p.a.:
- Value of the investment after costs: 25,202 €
- Our five-year compensation: 1,389 €